KBRZ has professional knowledge in finance, including residential loans, bridging loans, commercial loans, as well as EXPAT loans. Our loan products have great flexibility and are tailored to the financial needs and circumstances of each individual customer. We also provide first and second mortgage commercial loan solutions.

KBRZ provides efficient and practical solutions to commercial borrowers. The service offered by our professional team is not limited to a loan intermediary, but also includes comprehensive financial consultations so that we advise easier and more convenient solutions to our clients.


KBRZ Commercial Loan Products Overview
Fees & Charges
Loan Solutions

Emergency loans / Bridging loans

for clients with urgent needs for funds who cannot wait for the regular bank verification period of 4-6 months 

Proportional to asset value loans

for clients who purchased property at a price lower than the market price but wishes to reevaluate their property in hope of a higher loan amount 

Refinancing loans

for clients with existing mortgage or a caveat loan close to maturation, or loans on default with large amounts of default interest payable in need of urgent refinancing

Business purpose loans

for clients in urgent need of funds for the successful negotiations of business opportunities 

Development purpose, short term loans

for developers in need of short to medium term loans to complete their existing projects

Building loans

for developers who wish to complete their existing projects

Asset gross value loans

for clients in need of urgent funds, wishing to use their property as collateral

Application Process


After the client provides relevant documents, we will reply within 1-2 working days listing which loans will be most suitable.



Following internal loan approval, we will send the loan application form and due diligence fee receipts to the client. These forms should be complete and returned ASAP, to ensure a fast and streamlined process.



Upon receiving the due diligence fee, the loan will take 3-5 working days to be verified and approved by the investment committee. A conditional contract will be sent to the client upon approval. 



When all conditions are satisfied, a final offer will be sent to the client. After signing and paying all relevant fees, the loan will be arranged within 1-3 working days.

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