KBRZ Commercial Loan Products Overview
Fees & Charges

Loan Solutions

Emergency loans / Bridging loans

for clients with urgent needs for funds who cannot wait for the regular bank verification period of 4-6 months 

Proportional to asset value loans

for clients who purchased property at a price lower than the market price but wishes to revaluate their property in hope of a higher loan amount 

Refinancing loans

for clients with existing mortgage or a caveat loan close to maturation, or loans on default with large amounts of default interest payable in need of urgent refinancing

Business purpose loans

for clients in urgent need of funds for the successful negotiations of business opportunities 

Development purpose, short term loans

for developers in need of short to medium term loans to complete their existing projects

Building loans

for developers who wish to complete their existing projects

Asset gross value loans

for clients in need of urgent funds, wishing to use their property as collateral


Application Process



Upon initial contact, we will inform the client about what initial document to provide. Usually this include identification document (passport or driver’s license), employment details, and the client’s asset and liabilities. After receiving the initial documents, we will reply in 1-2 working days with a list of suitable loan products tailored to the situation of the client. 


Following internal loan approval, we will send the loan application form and due diligence fee receipts to the client. These forms should be completed and returned ASAP, to ensure a fast and streamlined process.


Upon receiving the due diligence fee, the loan will take 3-5 working days to be verified and approved by the investment committee. A conditional contract will be sent to the client upon approval. 


When all conditions are satisfied, a final offer will be sent to the client. After signing and paying all relevant fees, the loan will be arranged within 1-3 working days.

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